Buying a new car is a huge investment – second really to owning a house, for most people. You will have to spend a lot of your time looking for the perfect model, year and brand to find the vehicle that best meets your needs. This often means that when you actually come to buying the car, you will want to jump straight into enjoying your new purchase. However, it is important that you take a little extra time on your new car before you get to drive it on the open roads. This guide will help you to understand what you need to do after buying your car, so you can ensure that you can safely and legally enjoy your car without any worries in the future.
1. Register Your Car
If you have bought a new car, it is likely that the dealership will have registered your new vehicle already. In any case, it is important to check to see if your vehicle has been registered. If it has, you will have a V5C registration certificate, otherwise known as a log book, but if it hasn’t you will need to register it soon. This is easily done by contacting the DVLA by post or online.
You need to insure the car before you drive it – this is a legal requirement. If you fail to insure your new car you could:
- Have to pay a £100 penalty immediately
- Have to see your vehicle get wheel-clamped, impounded or even destroyed
- Be taken to court to make you pay £1,000
KBD Insurance explains that there are many different types of car insurance options available; the main ones being:
- Third party – this is the minimum level required by law. Your insurance company will pay for damage caused to other people’s property, or costs related to injuries caused by an accident that is judged to be your fault;
- Fully comprehensive – this includes damage to your vehicle and damage caused by other drivers or accident, fire or theft; and
- There are also additional coverage options to add onto insurance such as breakdown cover, courtesy vans and legal cover.
3. Tax Your Vehicle
Unless you are buying a car that is completely electric, you will need to pay your vehicle tax before you are allowed to drive it. Keep in mind that low-emission cars – which produce anything under 100g/km of CO2 are exempt from car tax. The amount of car tax that you will have to pay is based on the amount of CO2 emissions your car gives off – that’s why anybody who buys a new car that does not comply with emission tests has to pay a much higher amount of car tax.
4. Check its MOT
When you have bought a new car, it is easy to assume that won’t need to go to the garage for a while. It is important that you check when your car will need an MOT to ensure that you do not inadvertently start driving illegally.
You should aim to get your car checked by garage as frequently as possible to ensure it continues to run optimally in the future.