There’s no better feeling than passing your driving test, and with so many making it a new years resolution, Collingwood, specialist car insurance providers, have come up with some smart suggestions on which days of the year could guarantee you the most success in the beginning of your driving career!
When to take out an insurance policy?
Did you know that Saturday is rumored to be one of the worst days that you could pick to take out a new insurance policy? The way that insurance brokers determine policy prices depends largely on the nature of the market, and for this reason, insurance policies are prone to fluctuate in line with market changes as well as supply and demand. Young drivers are more likely to be hit by this, and in 2017 the pass rate for 18-year-old drivers was an impressive 49.32%— with recent data finding that in terms of seasonality, the late summer months of August and September showed soaring pass rates. In fact, interest surrounding car insurance remains at a steady value across the entirety of the year, with the only evident decline shown in the run up to the festive season. Even the time of day that a policy is purchased has been suggested to impact the rate, with 8am providing the best deals and even a saving of up to £738 as opposed to the 2am internet surfers who face the biggest price differentials. Insurance policies benefit from a steady level of interest, as young people continue to take their motoring careers up a gear.
Best time of year?
This one is slightly more obvious, and while most instructors are likely to have jam packed schedules all year round, some learner drivers have understandable preferences when it comes to deciding when to get behind the wheel for the first time. When the nights draw in earlier and the temperatures plummet in the late months of the year, driving lessons might not seem like an appealing prospect to commit to. However, learning to drive in the unpredictable British autumn and winter climate could pay off in the long run as you’ll learn some vital skills that other learners who begin in the summer months do not experience until they’re behind the wheel alone.
While we can never predict the weather here in the UK, spring and summer drivers are more likely to enjoy more manageable weather conditions. If you are keen to broaden your driving experience as a learner, it’s recommended that you begin at the end of August/early September and continue into the onset of the colder weather. This will equip those who are set to take to the open road with a wider variety of driving experiences, proving beneficial in the long run.
When to take the test?
Here’s the one we’ve all been waiting for — which day and time you should consider booking your practical test on in order to maximise your chances of success. While we’ve already identified that August is the best month for learners to pass their test, there is one date in particular that you might want to consider if you are eager to swap your red ‘L’ plates for the notorious green ‘P’ variants. If you can secure a slot on the 4th of August, as it has scored a superb pass rate of 50.3%. The successes of August aren’t that surprising, especially when you consider that many students will be making the journey back to resume their studies in September for the new academic year — as passing a driving test at this point will provide them with the necessary freedom living away from home.
In terms of days to avoid, there is one reoccurring date to forbade booking your driving test on. Boxing Day, 26th December has been deemed a particularly bad day for test pass rates. Most of us use Boxing Day as an opportunity to recover from some serious festive indulgence, so it doesn’t really come as much of a surprise that heading out to the test centre might not be a successful feat.